GENDER MAINSTREAMING LOAN ACCESSIBILITY- SMEDAN Versus SHE VENTURES

There’s still a business development and financial literacy education gap in orientation of start ups and scaling sustainable businesses in Nigeria. While these loans can be a way to support women in businesses, there are factors that still limit Economic Justice such as CAC registration, Tax, Human Capacity, Resources, Security, NAFDAC, Advertising Agency Fees, and then Leadership. Nigeria has more to do, to show accountability and commitment to give women, and push benefit realisation and economic advantage women led businesses bring. The social norms and expectations of women in Nigeria and the economics of Care, are areas that require addressing and long term interventions. 

The Power in Em-POWER-ment- The Nexus Between Language, Meaning and Application

EmPOWERment has embedded meaning in varying contexts. The word in itself can mean the positioning for a positive and progressive possibility. It can mean enabling either a person, economy or environment, to achieve objectives that seemed unattainable. Empowerment is being used as a language and terminology for the re-positioning towards an ideal, somewhat better and more profitable outcome. While this language and meaning can be nuanced, there is no denying the fact that empowerment and empowering is binary focussed.

Gender and Unemployment- A National Issue

Analysing unemployment and underemployment figures require a more nuanced approach to determine the causative factors that has generated a multi-dimensional poverty status. Nigeria requires the work from her population to meet National and Global living conditions. This remains a National Issue.

Gendered Biased Lending Practices limit access to funding for Female-Led and Owned Businesses in Nigeria

Out-of-date, gender-biased lending practices often mean female entrepreneurs are more likely to get higher interest rates, smaller loan amounts and increased penalties for mistakes.

Tackling Gendered Economic Equity in Nigeria.

ddressing these disparities is crucial for fostering a more inclusive and sustainable business environment. Environment of business scalability is also expensive to run with bills, taxes, resources that at are competent with capacity, infrastructure and security requires evaluation when reviewing loans and funding for women led businesses. 

FUNDING WOMEN-LED BUSINESSES- A SURVEY VALIDATION MEETING

Nigeria has a growing – working population that are youth centred, the unemployment and underemployment figures according to National Bureau of Statistics (NBS), increasing year on year, also shows that women are significantly impacted more than men. The gender implications for women in security, poverty, health, leadership and political representation, is on the rise. While a solution is to create an environment that nurtures everyone inclusively, the economic interventions are still limiting and its impact affects women’s economic power.

Financing Women Owned MSMEs- Financial Investors Need To Be More Inclusive

Female entrepreneurs in Nigeria contribute to 50% of the Nation’s Gross Domestic Product (GDP). McKinsey Global Institute implies that this can go up to 19% in 2025 (up to 90 billion Dollars) if the systems are inclusive and equitable towards women in micro, medium small enterprises (MSMEs). But how can this happen when only 10% of commercial loans go towards women’s businesses and Nigerian women own 40% of businesses?

Is “Talk” Cheap? – How Women Are Constantly Excluded Out Of Leadership Conversations

Media, one of the main tools of education and orientation, contribute to the subliminal exclusion of women in Global and National conversations as well as reinforcing the social stereotypes and norms by inactive gender sensitive reporting and mainstreaming.

Symptoms of Social Norms – A Nation on Pause

A society that has raised girls to not think outside societal responsibilities, shy away from leading, silenced or shamed by structures of power will be impacted by material representation of them. Historically, this was not the norm as we have had (and still have) women who challenged and changed norms.  Before we see ample representation[…]

Are Male Chefs Richer than Female Chefs? – Power Dynamics in  Societal Expectations 

Adejoke Bakare got her Michelin Starred recognition for culinary skills at her restaurant – Chishuru. The first person to get to this level with 6 Michelin Stars was Eugénie Brazier- a woman. Media coverage was more for Alain Ducasse (a man) than Eugnénie Brazier.  Just as Rags Martel reported, Adejoke is the first black woman[…]

Is There Economic Injustice?- HEIR Women Hub with Support From African Women’s Development Fund, Launches Project to Survey Funding Intersections for SMEs for Young Women in FCT.

According to a World Bank 2019 report, women contribute 37% of the Global GDP despite representing almost half of the world’s population. Gender inequalities can be called out as a major factor in this. The 2030 Sustainable Development Goals will remain a shadow if young women still encounter gender disparities. If Goal 5 of the[…]

The ED’s Desk- Visualise Your 2024.

Welcome to 2024. I do hope you are looking forward to a spectacular year. My team and I are thrilled to begin this year with addition to our team and more project portfolios. 2023 was kind and we expect an overflow in 2024. One resonating action in rounding off the previous year was conducting a[…]